September Debt Update

* As of today we have $9,142.26 of credit card debt *

This is split between two credit cards and includes the most recent addition of the car alternator and battery ($850).  Time to start knocking it down again...

And a little reminder of where we need to be by the end of January.  We are going to Whistler BC the end of February with my Dad and sisters.  So we really really need to have chopped this debt down by then!!!  Dave Ramsey had a good radio show the other day regarding how to stay motivated and that the only way he can save money is by having goals.  I'm the same way.  If I don't have any goals I get lazy with money, I don't save and I don't pay off debt like I should.  So it's time for me to refocus my goals!  Whistler is coming up the end of February and I don't want to be worrying about money as much as our last vacation...so hopefully we can pay off the majority, if not all, or of our credit card debt and budget enough money for our vacay by mid-February.

Whistler BC Canada

When It Rains It Pours

It never ends.  September has been pitiful for us as well.  Problem #1 was we spent more than we should have on vacation. Then, my alternator and battery went dead on my car....$850 on the credit card.  So not only have we not paid off any more debt besides minimums, we added $850 to the pile.  SO depressing.....I don't think we will be making our debt payoff goal of January 2014 anymore.  We'll see though, maybe things will get in order here and a miracle will happen....haha.  

And in the news today...iPhone 5s came out.  Guess what I was doing at 2am when it went on sale?  I was in the middle of a cystoscopy with stent exchange in the OR, but when I got out and dropped my patient off to the recovery room it was 2:30am and I went straight to the internet and ordered me up a new phone.  I know, I know, you are thinking...."why the hell would this broke chick spend $300 on a phone?!" Let me tell you, and maybe this is all just me rationalizing, but here it goes.  I have a 4S, good phone, but mine doesn't hold a charge and doesn't connect to the internet.  So, while my phone searches for service in the operating rooms (where there is none) and I can't connect to the wifi my phone dies and I am disconnected from the world while I sit in a freezing OR all day. Poor poor me...so that's why I need a new phone!  Really though, I use my phone for a ton of things, most work related and study related (anesthesia question bank app).  So I splurged, I ordered a new phone.  But we didn't put this one on the credit card (only emergencies, aka car repairs etc go on the CC at this point), we used cash.  

I'll give you a running total of where our credit card debt stands tomorrow, and then I will cry afterwards and hopefully my tears will dry before I have to work another 24 hour call again on Sunday.  Oh the life of a resident.....96 hours last week....only 2 and a half more years of this.....just keep swimming, just keep swimming.