Tuesday, June 11, 2013

Budget Breakdown

So much to say....or so little.  I'm feeling very frustrated this month and last.  We haven't been able to make as much progress as we wanted on the credit card payoff front...Only $450 contributed this month.  But I guess I need to be patient...which is definitely NOT a strength of mine...and a big part of why I'm going into anesthesia - I like immediate rewards, and debt payoff is not an immediate rewards type of game.  Here is a breakdown of some excessive spending we did in May and so far this month....(spending accurately tracked thanks to YNAB! Love.)

1) Anniversary day (our 1 year anniversary!!) We made a special category in preparation for this day.  We went sailing and then to dinner at one of the top restaurants in Chicago, super yummy.  Total for the day $243.02



2) The dreaded "Spending money" category we created.  This is essentially a catch-all for everything that is outside of the realm of bills, food, dog food, debt payoff.  Everything that in my opinion is frivolous and extra. 

In May it was $874!! Here is the breakdown
  • Amazon - new electric toothbrush (old one broke) $74.95
  • Cash $44.75
  • Skin products $40.78
  • Bike Shop $38.14, $40.54
  • Mani/Pedi $40
  • Paper Source, cards $9.70
  • World Map $15
  • Redbox $1.61, $3.21
  • Target $80.74
  • Homegoods $46.84
  • Mani $15
  • Library $1.50
  • Home Depot $22.72, $11.10, $1.38,
  • Ikea $355.70
  • Office Max $1.08
  • Post Office $29.55
In June so far...$170.82
  • Hardware Store $5.41
  • Frank Lloyd Wright Gift Shop (bracelet and deck of cards) $21.26
  • Parking $2.00
  • West Elm $5.30 (pencil holder for new desk)
  • Ikea $34
  • Target $4.95
  • Office Max $15.39 (gift for friend's child's birthday)
  • Mani/Pedi $39
  • Amazon $12.38, map tacks for world map
  • CVS $30.34 printer ink cartridge

After typing that all out, it's very shocking to see how random things add up!  My goal is to not spend much more in the "spending" category for the rest of June.  Hopefully the hubs will have a full-time job in July and we can start putting down that debt faster!  Time to go read some inspiration to stay motivated, I'll let you know what I find.


*Notice the small chalk-filled portion at the bottom of our thermometer, kinda depressing, but hey, progress is progress!!


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