About Me

I'm a resident on my way to becoming a board-certified physician (Anesthesiologist). I'm married to the most supportive and patient husband ever.  We have an awesome dog-child.  And we are in debt.

*Over $400,000 in debt!

Most of this is student loan debt (husband and I combined undergrad, graduate, and medical school). But some of it is credit card debt and unfortunately some of it...a LOT of it....is private student loans.  Pretty much THE WORST kinda of loans you can have, right?? Not deferrable ever and don't go away when I die.  Yes, my poor husband will have to pay them off if I go early (this might not be 100% true)...let's hope this doesn't happen (life insurance to the rescue).

I started this blog as a way to track our progress, stay motivated, and hopefully provide a resource for others in similar situations.


Keep calm and debt snowball along,

Dr. Debt



*Please keep in mind this does not include a house/property of any type.  We literally have over $400,000 all in credit card and student loans alone.